If you want to make money online, you’ll need a way to get paid or to collect payments. It doesn’t matter what kind of product or service you offer, if you don’t have a way to accept payments, you’re not going to make any money. But collecting payments online can sometimes be an expensive and complicated affair. Sites that collect payment for you are called payment processors and they are sometimes expensive to deal with and have lengthy applications for you to fill out before you can get approved.

Not only that, but many payment processors have complicated set ups that that require some programming skilled to get started. But for visitors to TeenMoneyMakingIdeas.Com, we understand that you want to be able to get set up to collect money quickly and easily, so I’ve researched several methods that do just that - help you get set up to accept payments online in the fastest amount of time possible, and for the cheapest fees available. Whichever payment processor you decide to go with, it’s possible that you may still need the help of a sibling or a parent to help you. For example, in the case of Paypal you need a bank account in order to get your money out of your Paypal account. If you don’t have a bank account then, your parent or a relative should be able to help you with this. Also, with all of the payment processors below, you will still need to do some research by visiting the sites below to learn more about each payment processor and to find the one that is best for you.
1. Paypal.com
Paypal is probably the easiest and most well known way to accept payments online. Not only that but it’s also one of the cheapest methods for accepting payments online. It allows you to receive or request money from anyone with an email address in 190 countries and regions that accept Paypal. To request money for an auction, request payment from a customer or send a personal payment request—just enter the recipient’s email address and the amount you are requesting. The recipient gets an email and instructions on how to pay you using Paypal.
2. Alertpay.com
AlertPay is another popular payment method that works very similar to Paypal. It’s an internet payment service that allows you to send and receive money online securely and quickly. Member to Member Transfer: Send a payment to an AlertPay member by creating a transaction. Payments are instant and both parties will receive a confirmation email for proof of payment. Member to Non-Member Transfer: Non-members can also receive payments from members. They will receive an email informing them that they have received money through AlertPay and that they must complete the free registration process to claim their funds. Once you open an account with AlertPay, your funds are held in a secure location until you are ready to use it. Withdraw at your convenience and no need to maintain a minimum balance. See withdrawing options for you country. Opening an account is absolutely free. Fees are charged upon receiving funds to your AlertPay account. AlertPay has several withdrawal methods to withdraw your money from your AlertPay account which includes bank transfer and check.
3. Moneybookers.com
Moneybookers enables any business or consumer with an email address to securely and cost-effectively send and receive payments online – in real-time! Use Moneybookers to:
* Send money via email from your credit/debit card or bank account
* Make online purchases
* Collect money via email
Moneybookers delivers a product ideally suited for small businesses, online merchants, individuals and others currently underserved by traditional payment mechanisms. As a true global payment solution, they welcome customers from every nation of the earth! Moneybookers is a leading international online payment system and electronic money issuer authorized under UK and EU law and regulated by the Financial Services Authority (FSA) in the UK. Payment options include, Credit card, domestic and international bank transfer, cheque, and more.
4. Daopay.com
Daopay provides an improved and ready to use solution: Payment by Phone! Are you selling games, music, pictures, memberships or any other products or services by the Internet? If so, you can use daopay to accept payments by phone. Once you’ve signed up with Daopay, your customer will just need a telephone to be able to pay. Turn your visitors into customers! Also, when you allow payments by Premium Rate numbers your customers have the possibility to pay anonymously and fast. In general, they accept all web sites as long as they are not involved in illegal activities, for example sales of child pornography, radical political statements, racism, etc. To integrate Daopay, you can use their different integration methods for Daopay to your website including EasyPin, EasyMail, EasyPass, DirectAPI. Set up is free of charge. There are no monthly costs. Payout will be done only by bank transfer.
5. Fxsource.com
FXSource is the ultimate tool for any online business conducting commerce across borders. The billing system allows customers to purchase from businesses in other countries with the same simple payment methods they are already using locally. The FXSource system allows your business to penetrate new markets and increase sales by reaching consumers that either don’t have or do not wish to use a credit card online. FXSource allows you to purchase online using your existing bank account. There is no account to setup, no credit card needed, and your personal information is not disclosed to FXSource or any third party. When a customer chooses to pay using FXSource, they are presented with an emailed electronic bill that they can pay at their bank’s web site. If you have ever paid a utility bill from your bank account, you already know how to use FXSource. FXSource accepts vendors in most of the world. Regardless of where vendor is located, customers can pay their native currency.
6. Cashu.com
Cashu is your Payment Gateway to the Arab World and Beyond. Sell online at the lowest commission rates in the Middle East. Integrating cashU on your site is quick and simple. No setup or installation fees! It is FREE to add cashU to your site!
7. Epayarea.com
EPAY is the first online payment solution offering free online access to the broadest array of financial services. With an EPAY account, you can access your money in any country and make payments worldwide. As a leading Internet Payment gateway, EPAY provides the following payment services:
* - Debit cards
* - Virtual credit cards (VISA, MasterCard)
* - Mobile payments
* - Email payments
* - Invoice services
* - Currency conversion between EPAY Dollar and EPAY Euro
* - Affiliate opportunities
Users can fund their EPAY account using:
* - Bank transfers
* - E-gold
* - Pecunix
* - Other EPAY accounts
Money transfer options - EPAY offers the broadest array of online money transfer services, helping individuals and businesses with their e-commerce, online shopping needs, and online payment needs.
8. Libertyreserve.com
Libertyreseve.com is an easy to set up payment processor account that you can easily access to accept payments quickly. Just like wallet is to your bank account, Libertyreserve Wallet allows people to keep a small balance handy for quick payments, while keeping the bulk of your balance in your main Liberty Reserve account.
9. Swreg.org
They offer numerous customer payment options including: Visa, MasterCard, American Express, Discover, JCB, Switch, Solo, Paypal, US Check, UK Cheque, International Money Order, EFT, ACH, BACS, Wire Transfer, Credit Card by Phone or Fax with 16 toll-free international numbers. They are continually working on adding additional payment options to make it easier for your customers to buy your products.
With the multiple payment options they provide you with the ability to fully customize the purchase process. They offer the option to set prices in GBP, EUR, and USD and they pay you in your store currency! Subscriptions and reoccurring orders can be set-up in your control panel to automatically process based on your settings. Once you determine the settings, their system automatically handles the rest.
10. Ccnow.Com
They have helped thousands of clients sell online, from start-ups to established businesses. If you have or are building an online storefront and are ready to accept payments, ccnow can help you. With the CCNow e-commerce shopping cart, there’s no need to struggle with shopping cart software. Their online shopping cart will enable you to sell online and accept credit card processing in no time. We never require customers to create an account in order to make a purchase. If some of your customers don’t want to pay with a credit card, they offer PayPal as an alternative, and you don’t even need a PayPal account to accept PayPal payments.Your shopping cart will be fully provided by CCNow. All you need to do is log on to your account and cut and paste the snippets of HTML code to place in your ecommerce storefront. That’s it – you’ll be ready to sell online in minutes.
11. Ccavenue.com
Ccavenue is a Payment Gateway, Merchant Account and Online Credit Card Processing Services for Global eMerchants. CCAvenue offers an unbeatable package with complete credit card processing options, at very competitive rates. By using CCAvenue’s payment gateway services, you allow your customer to pay through any major credit card. CCAvenue gives you the facility to accept all major international credit cards and minimize lost transactions.
12. Plimus.com
All you need to do is open an account by filling out their quick form. Once you fill out the short form you will gain access to their website where you can set everything up for the product or service you want to sell. Once you do that, you will be shown a link that you can place on your website to start selling. You can start selling as soon as you complete the steps above. They even provide hosting of your products and offer secure downloads for your customers. This download link expires a few days after the order is completed. There are no upfront or setup fees to join Plimus, They only charge a sales commission on your sales (a little expensive compared to the others). If they collect any sales for you, you will get this on the 15th of every month. Notification report for the previous month which includes the amount you have earned for that month is sent out to you by email. Your money will be sent on that same day depending on your selected Method of Payment, either Check, Direct Deposit, Wire Transfer, PayPal or pre-paid MasterCard.
Final Notes
Of all the payment methods discussed above, the first 8 payment processors are probably the easiest to deal with. The others take a little bit more know-how and cost a bit more to get set up. Whichever one you decide to go with, the time you spend investigating a payment processor that’s right for you will be time well spent in setting up your business. So don’t rush over this information. Take your time and find the payment processor that is right for you.















































































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